Advance Tax Calculator for Indian Freelancers
Your projected income in, four due dates out — instalment ladder, overdue flags, and the 234B/234C interest you're exposed to right now.
Free forever — no signup, runs entirely in your browser.
FY 2025-26 (AY 2026-27) slabs per Finance Act 2025. Not tax advice — confirm against the notification for your FY.
Your plan
Enter your projected income — get the four-due-date ladder with overdue flags and the exact interest you're exposed to right now.
About the Advance Tax Calculator for Freelancers
Projected income in, four due dates out — the instalment ladder with overdue flags and the exact 234B/234C interest you're exposed to right now.
What you can do with it
- Four-due-date ladder
- Live overdue detection
- 234B/234C interest estimate
- 44ADA single-instalment exception
Frequently asked questions
When is advance tax not required?
If total tax for the year is under ₹10,000, or you're a senior citizen without business income. Under 44ADA presumptive you skip the ladder entirely — one payment on 15 March.
Is paying slightly more than required smart?
Yes — a ₹100 overpayment earns 6.75% refund interest while a shortfall costs 12% a year. The asymmetry is the whole strategy.
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