USD to INR Payout Comparator
Wise vs Payoneer vs PayPal vs bank wire, ranked by what actually lands in rupees after fees and the hidden FX spread.
Free forever — no signup, runs entirely in your browser.
Rates are user-editable on purpose — fee schedules change; verify current ones. Figures for one payout; annualize by your billing count.
Where the money leaks
Enter the payout — see every channel's real landed rupees, ranked, with the fee-plus-spread all-in cost.
About the USD to INR Payout Comparator
Wise vs Payoneer vs PayPal vs bank wire, ranked by what actually lands in rupees after fees and the hidden FX spread.
What you can do with it
- Four channels ranked
- Editable fee inputs
- All-in cost %
- Hidden-cost checklist
Frequently asked questions
Where do the default numbers come from?
Indicative mid-2025 schedules — deliberately editable, because platforms move fees quietly. Paste your real quotes for the decision-grade answer.
Why is the FX spread counted at all?
Because it's the only fee the platform never calls a fee. A 3.5% conversion markup costs more than most headline percentages on small invoices.
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